You can also follow my blog via Substack, where I also publish these same posts.
Navigating Tech Industry Layoffs
I wrote another long form article on what I'm hearing from clients and seeing in the tech industry right now. The balance of power has shifted towards employers for reasons I covered in my last article. This article talks about to tilt it back in your favor.
The "Lottery Ticket" Illusion: Why Picking Winners is Harder Than You Think
I wrote this article to present the case against holding individual stocks. It's not a moral imperative, but a rational guideline based on the statistical evidence over long periods of time. I know there's a strong intuitive sense to continue holding individual stocks that have done well. It's not easy to argue against 10 million years of evolutionary biology embedded in our amygdalas. I only ask that you consider the risks and maybe balance out the lottery tickets with your other, more diversified investments.
The "Great Unbossing": A Financial Planner's View on Why Tech Middle Managers Are Bearing the Brunt of Late 2025 Layoffs
I wrote an article on what I'm hearing from my financial planning clients in the tech sector about growing layoffs, performance ranking pressure, and work stress. I suspect this will resonate with many, and I'm curious to hear your thoughts. I get a lot of unvarnished feedback from clients, and I'm seeing consistent underlying trends.
Building Wealth Has Changed
Building wealth used to be a lot easier by simply working hard and earning a good paycheck. These days, that’s very difficult to do. Everything is more expensive. The only way to get ahead is to start investing early and let the growth compound over time.
Should we be pausing investing right now?
Is the market going to tank tomorrow? How about next month? Should we pause investing for a while? Here's what the long-term research says.
Why Passive Investing Still Outperforms: Lessons from the 2024 SPIVA Institutional Scorecard
SPIVA just published its annual analysis of active vs. passive investing. It never disappoints and this year is no exception. Maybe the dumb money isn't so dumb after all.
Open Enrollment at F5
It's Open Enrollment Week at F5. Here are my insights into what changed since last year, and how to decide between the medical insurance options. For F5 employees, it's an important decision to make!
A Good Analogy is Worth a Thousand Words
I love a good analogy. Several great ones about the stock market have lived rent-free in my brain for decades. In the coming weeks, I'll share some of them. They may be helpful to you as we enter a season of higher market volatility.
It's Time for Some Equanimity
If you've been watching the stock market, then you know it's time for equanimity. We all know we're supposed to sit tight and hold on. I agree! But there are a few things you should be doing right now, depending on your situation. See my article for more.
Evaluating the F5 401(k) Investment Options
F5 Employees - did you get Fidelity's latest F5 401(k) brochure? I read through it and graded all the investment options listed. Some are gems. Some are 💩. Read on...
Dealing with the Emotions of Stock Losses
We're undergoing a "market correction," and that's never fun. My latest article addresses the emotions of watching a portfolio shrink day by day 😧
Help! Most of My Net Worth is Tied Up in Employer Stock!
Many of you are holding most of your net worth in employer RSUs. That's a precarious place to be right now.